$5,000,000 BCHPA Group Liability Insurance (Members Only)
BC Honey Producers Association Comprehensive General Liability Insurance
Co-Operators General Insurance Company developed this policy exclusively for the members of the BC Honey Producers Association through our insurance agent.
This inexpensive group plan was designed specifically to provide liability coverage for honey producing operations where coverage would normally be excluded under the farm liability or any personal liability. Besides the normal coverage that the standard Comprehensive General Liability, Farm Liability or Personal liability policy provides, this certificate covers the commercial aspect of honey producing operations which might result in personal injury or property damage to a third party due to negligence and includes such coverage as Fungi & Fungi Derivatives, Forest Fire Fighting Expense and Vendors Liability. This policy does not cover operations in the United States.
NOTE: This General Liability Insurance does NOT cover BCHPA Instructors or Errors and Omissions.
The cost to the BCHPA member is $95.00
Bodily Injury & Property Damage $5,000,000
Annual Aggregate on Products & Completed Operations $5,000,000
Personal Injury $5,000,000
Medical Expenses $5,000
Tenants Legal Liability $1,000,000
Fungi & Fungi Derivatives Limited Liability $250,000
Non Owned Automobile $3,000,000
SEF #94 Damage to Hired Automobiles $50,000
Employee Benefits Errors & Omissions $3,000,000
Advertising Injury Liability Endorsement $100,000
Annual Aggregate On Advertising Injury Liability $100,000
Forest Fire Fighting Expenses Endorsement $50,000
Vendor’s Liability Extension Included
Bodily Injury & Property Damage-Each Occurrence $2,500
Damage to Hired Automobile-Each Occurrence $500
Tenants Legal Liability $500
Employee Benefits Error & Omissions-Each Claim $1,000
Forest Fire Fighting Expenses Endorsement $1,000
This insurance policy is on a yearly basis from January 1st to December 31st.
This policy excludes all claims arising out of “bodily injury” or “property damage” caused by apitherapy or medical treatment using bees.
Forest Fire Fighting Expenses Endorsement: If you are moving your hives into the forests to take advantage of the fireweed and other mountain vegetation you should invest another $100.00 to have a $1,000,000.00 extra rider for the Forest Fire Fighting Expenses Endorsement.